Mortgage Refinance Calculator

Over the last couple of years, many people refinanced their mortgages with interest rates at a 40-year low. Even though rates have crept up over the last couple of months, refinancing may make sense for you. Use our refinance calculator to analyze your situation.

3D icon of a calculator

Current Loan




Proposed Loan






Our Mortgage Rates

Fixed Rate

Rate

APR†

15 Year Fixed

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20 Year Fixed

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30 Year Fixed

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Rates as of 04/21/26

Financial Freedom happens here.®

This calculator is for illustrative purposes only and is not a guarantee of credit.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. This service shall not infer that the company or its affiliates and email service provider, DocuMatix, LLC, assumes any fiduciary duties. In addition, such a service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. Use of service is provided without warranty of any kind, either express, implied or statutory, including FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND ACCURACY. Use of the service is entirely at the user's own risk, and the user should seek professional financial and legal advice without reliance on the service. Provider and email service provider shall not be liable for any lost profits, lost business, direct or indirect, punitive or consequential damages, or damages of any kind arising out of service use. This agreement shall be governed and enforced by Utah law, with courts located in Salt Lake County, Utah, the sole and exclusive venue. User agrees to indemnify and hold harmless company, email service provider, and affiliates from any and all liabilities and costs (including attorney fees) for any improper use or violation of these terms.

† APR = Annual Percentage Rate

Routing Number ⑆ 263181368
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