Savings Earnings Tools

If you are looking to invest your money, it's important to understand the power of compound interest. The good news is that you don't need to be a financial expert to figure out how much you can earn. Use these calculators to easily estimate your potential earnings and see how your money can grow over time.

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How much money can you earn from compound interest?

Calculate the power of compound interest on your money.




What could your recurring monthly savings grow to?

Factors like deposit frequency and compounding rate influence your savings growth. Use our calculator to find the future value of your recurring savings and existing balance.




Savings Accounts

Savings Interest Rates

Balance Tiers and Ranges

APY1

Emergency Savings

Last Updated 04/21/26

Balances up to $1,000.00

...2

Freedom Savings

Last Updated 04/21/26

N/A

...

Signature Savings

Last Updated 04/21/26

$24,999.99 or below

...

$25,000.00 to $49,999.99

...

$50,000.00 to $99,999.99

...

$100,000.00 to $249,999.99

...

$250,000.00 to $499,999.99

...

$500,000.00 or greater

...

Save Smart Savings

Last Updated 04/21/26

Balances up to $100,000.00

...3

Investor Savings

Last Updated 04/21/26

$24,999.99 or below

...

$25,000.00 to $49,999.99

...

$50,000.00 to $99,999.99

...

$100,000.00 to $249,999.99

...

$250,000.00 to $499,999.99

...

$500,000.00 or greater

...

IRA Savings Account

Last Updated 04/21/26

N/A

...

Financial Freedom happens here.®

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. The calculations do not infer that the provider, CalcXML, assumes any fiduciary duties. The calculations provided should not be construed as financial, legal, or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

1. APY = Annual Percentage Yield. This rate is variable and may change without notice. Fees may reduce earnings. APY shown is effective as of 04/21/26

2. Premium rate of ... APY is applied to the first $1,000 in the Emergency Savings account. Balances above $1,000 earn 0.10%

3. Premium rate of ... applied to the first $100,000 in the Save Smart Savings account. Balances above $100,000 earn ...

Routing Number ⑆ 263181368