Certificate of Deposit
None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.
Flexible Terms
Find CD options from 3 to 60 months. Earn higher interest rates while securely growing your money for a set term.
Add-On Options
Continue to grow your savings over time with an Add-On CD by making unlimited deposits to your 6 or 12-month terms.
Fixed Rates
With a certificate of deposit, you'll receive a guaranteed interest rate for the duration of your initial CD term.
Account Details
$1,000 minimum to open
No monthly service charge
Early withdrawal penalties may apply*
FAIRWINDS Visa Signature® Credit Card members can enjoy a 0.25% rate bump on a CD.†
Your deposits are insured by the NCUA.
Looking for an Add-On CD?
Make unlimited deposits to your CD for 6 or 12-month terms
$100 minimum to open
See our Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Certificate of Deposit (CD) Rates
CD Special Rates | Annual Percentage Yield (APY) |
|---|---|
7-month CD Special | ... |
CD Rates | Annual Percentage Yield (APY) |
|---|---|
3-month CD | ... |
6-month CD | ... |
12-month CD | ... |
24-month CD | ... |
36-month CD | ... |
48-month CD | ... |
60-month CD | ... |
Add-On CD Rates | Annual Percentage Yield (APY) |
|---|---|
6-month Add-On CD | ... |
12-month Add-On CD | ... |
How much can you earn?
Use this calculator to help see the potential interest growth on your Certificate of Deposit.
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