Freedom Builder Account
Start your financial freedom journey with an account that puts you in control. We're here to help you build a solid financial foundation without the worry of hidden charges or overdrafts.
A spending account that prioritizes your peace of mind.
Spend What You Have
You'll never have to worry about spending more than you have. This account has no overdraft charges or insufficient funds fees.
Get Paid Early
Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, and more.
No Hidden Fees
Enjoy no hidden fees and no minimum balance requirements. Plus, no monthly service charge for members under age 25.
More Benefits and Savings
Access to over 33,000 ATMs and 5,000 branches nationwide for free.
No insufficient funds (NSF) or overdraft fees.*
Automatically build your savings or pay down debt with our debit card round-up program, Change it Up.
Manage your finances and achieve your goals with our free Goals and Budgets tool, available in FAIRWINDS online banking and our mobile app.
Details
$25 minimum opening deposit.
No minimum balance requirement.
$5 monthly service charge, waived for members under age 25.
No paper check writing.
Convenience at Every Opportunity
Download our mobile app and stay connected to your finances anytime, anywhere with our secure technology and convenient digital banking features.
Easily send and receive money to friends and family with Zelle® through your FAIRWINDS account online and our mobile app.
Securely pay with your smartphone anywhere you go by adding your FAIRWINDS Visa® Debit Card to your mobile wallet using Apple Pay®, Google Wallet®, and Samsung Pay®.
Certified Low-Cost Account
Our Freedom Builder Account has been certified by BankOn for meeting the National Account Standards as a low-cost, low-fee account.
Certified Low-Cost Account
Our Freedom Builder Account has been certified by BankOn for meeting the National Account Standards as a low-cost, low-fee account.
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Tools to Help Serve You
Track and adjust your spending, pay off debt, and save more, all from your mobile device.
Deposit checks securely from the FAIRWINDS Mobile App by snapping a photo.
Get real-time account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.
Temporarily lock your debit card instantly if you think it's lost or stolen.
Tap your FAIRWINDS Visa® Debit Card and pay for purchases safely and securely.
Start investing with as little as $200 through EasyVest® Digital Advisor, an automated investment management tool.