Individual Retirement Account (IRA)
Whether you’re just starting to save for retirement or looking for a solution to keep your savings growing, an IRA can help you plan for your future today.
Access Your IRA
By signing in to your IRA portal below, you can:
Request a deposit or withdrawal
View and update your beneficiaries
View your tax documents
If you're looking to access your IRA with our Wealth Management Team, please visit the Investments page.
Open an IRA
IRA Rates
Savings Rates | Annual Percentage Yield (APY)1 |
|---|---|
IRA Savings Rates | ... |
IRA CD Special Rates | Annual Percentage Yield (APY) |
|---|---|
7-month CD Special | ... |
IRA CD Rates | Annual Percentage Yield (APY) |
|---|---|
3-month CD | ... |
6-month CD | ... |
12-month CD | ... |
24-month CD | ... |
36-month CD | ... |
48-month CD | ... |
60-month CD | ... |
Add-On IRA CD Rates | Annual Percentage Yield (APY) |
|---|---|
6-month Add-On CD | ... |
12-month Add-On CD | ... |
Types of IRAs Offered
Find which option is best for you.Traditional vs. Roth
Both are good retirement accounts to consider and offer many benefits as you plan for your future. However, there are several key differences to keep in mind when determining which account makes the most sense for your individual needs.
Traditional IRA | |
|---|---|
Description | A Traditional IRA may allow you to make pre-tax contributions |
Best suited for: | Someone who wants to reduce their tax burden in the current year. It might be right for you if you have a high income today and expect to be in a lower tax bracket during retirement. |
Taxes | Contributions grow tax-deferred. Tax-deductible. (subject to income limitations for participants in employer-sponsored plans) |
Contributions | Annual Max Contributions apply. Anyone is eligible to contribute with earned, taxable income. No age contribution restrictions |
Withdrawals | Penalty-free but taxed as current income after age 59 ½ Mandatory distributions after age 73. |
Which one is right for me? | A Traditional IRA takes advantage of tax benefits today. |
Roth IRA | |
|---|---|
Description | A Roth IRA allows you to make after-tax contributions |
Best suited for: | Someone early in their career or earning relatively low incomes. It might be right for you if you expect to be in a higher tax bracket when you start taking withdrawals. |
Taxes | Contributions grow tax-free Is not tax-deductible. |
Contributions | Annual Max Contributions apply. Those with earned income below a certain level can contribute. No age contribution restrictions |
Withdrawals | Penalty and tax-free after 5 years and age 59 ½ No mandatory distributions. |
Which one is right for me? | A Roth IRA allows for tax-free withdrawals in the future. |
Our experts are here for you.
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